Vice President Credit Manager, Securitisation

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Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

MUFG, one of the world’s most trusted financial groups, is seeking a Vice President Credit Manager Securitisation to join their Structured Finance Credit Office in London. This is an exceptional opportunity for you to play a pivotal role within a globally renowned organisation that values integrity, responsibility, and transparency. You will be part of a collaborative team dedicated to nurturing talent and fostering shared growth, with access to a global network spanning over 50 countries. MUFG offers a supportive environment where your expertise in credit risk management will be highly valued, and you’ll have the chance to work alongside knowledgeable professionals who are committed to building long-term relationships and serving society. The company’s commitment to flexible working opportunities and generous pension contributions ensures that your wellbeing and professional development are prioritised. If you are looking for a role where your interpersonal skills and analytical abilities can make a real impact, this is the perfect opportunity to join a team that is shaping the future of structured finance.

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Join MUFG’s Structured Finance Credit Office in London, where you will be empowered to contribute to the continuous development of credit risk frameworks and portfolio monitoring across EMEA, ensuring alignment with shareholder, client, and regulatory expectations.

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Benefit from MUFG’s global reach and inclusive culture, which provides unparalleled opportunities for personal growth, knowledge sharing, and collaboration with colleagues across continents.

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Enjoy flexible working arrangements and generous pension contributions as part of MUFG’s commitment to employee wellbeing, while being supported by training opportunities designed to enhance your skills and advance your career.

What you'll do

As Vice President Credit Manager Securitisation at MUFG in London, you will be entrusted with responsibilities that span credit analysis, portfolio monitoring, policy development, and strategic advisory. Your day-to-day activities will involve collaborating closely with relationship managers across the business lines as well as providing succinct advice to senior leaders in both London and Tokyo. You will conduct thorough analyses of structured finance transactions—particularly asset-backed finance including securitisation—drafting detailed credit papers that inform key decisions. Monitoring existing portfolios will be central to your role; you’ll make recommendations that help shape the bank’s risk appetite while ensuring compliance with internal policies. You’ll also participate in ad-hoc projects aimed at refining risk criteria or improving portfolio quality. Sharing market intelligence with your team will keep everyone informed about sector developments. Supporting junior colleagues through knowledge sharing is encouraged so that together you build a dependable network of expertise. Preparing reports for international stakeholders will showcase your attention to detail. Throughout all tasks, you’ll maintain regulatory compliance while balancing the interests of multiple entities within MUFG.

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Provide expert guidance and direction as the credit counterpart to relationship managers and product offices within the first line of defence, ensuring strategic engagement on deal-specific developments.

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Deliver timely advice or briefings in both verbal and written form to senior management in London and Tokyo, including the Chief Credit Officer for EMEA and other key executives.

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Conduct comprehensive credit analysis of allocated sectors and products, drafting detailed credit papers, applying rating methodologies, and preparing comparative statistics under senior management guidance.

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Monitor and review existing portfolio transactions, making informed recommendations regarding credit decisions and ratings based on internal policies and regulatory guidelines.

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Work on ad-hoc projects assigned by Group Heads or senior management to set up or adjust risk criteria and policies, aiming to improve portfolio quality.

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Track market trends, developments in allocated sectors/products, EMEA countries, players, and financial/legal structures; share insights with the team to ensure informed decision-making.

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Support junior colleagues by sharing technical knowledge of allocated sectors/products and contributing to their professional development within the team.

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Prepare reports for Tokyo Head Office and European Headquarters as required, including creating materials for credit committees.

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Ensure compliance with all regulatory procedures and internal policy requirements relevant to credit risk management.

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Identify potential conflicts between MUFG Bank and MUFG Securities EMEA plc needs; escalate issues appropriately while maintaining entity neutrality.

What you bring

Your proven experience as Vice President Credit Manager Securitisation will demonstrate deep familiarity with structured finance transactions—especially asset-backed finance—and corporate banking environments. You bring advanced analytical abilities that allow you to assess complex credit risks efficiently while maintaining accuracy under pressure. Your interpersonal skills foster trust among colleagues at all levels; whether supporting junior team members or briefing senior executives internationally. You possess strong communication abilities that help translate technical findings into actionable recommendations. Your educational background includes at least a Bachelor’s degree (with preference given to those holding a Master’s), underpinning your technical expertise. Experience handling regulatory audits showcases your commitment to compliance—a trait highly valued at MUFG. Your proficiency in Microsoft Office tools supports your reporting duties while strong numerical skills ensure precision in data analysis. A responsive approach enables you to manage large workloads effectively without compromising quality. Above all else, your collaborative spirit helps nurture an inclusive environment where knowledge sharing drives collective success.

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Sufficient experience working in financial institutions carrying out credit work for corporate or structured finance areas is essential for success in this role.

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Adequate experience in corporate banking or structured finance is required; proven exposure to asset-backed finance (including securitisation) is highly desirable.

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In-depth knowledge of credit assessment principles, risk management techniques, derivatives products, and industry best practices is crucial.

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Experience dealing with regulatory audits associated with credit functions demonstrates your dependability in compliance matters.

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Advanced interpersonal skills are necessary for effective communication with both senior management and junior staff members across global teams.

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A Bachelor’s degree is required; a Master’s degree is preferred for candidates seeking further advancement.

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Excellent communication skills enable you to articulate complex ideas clearly when briefing stakeholders or preparing committee materials.

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A results-driven appr