Compliance Governance & Regulatory Management Lead

Overview

Microsoft Ireland Payment Services Limited (MIPSL) is being established as an Irish payment institution, subject to authorisation and regulation by the Central Bank of Ireland (CBI).

You will report to the Head of Compliance and Anti-Money Laundering and form part of MIPSL's independent second-line Compliance function, working closely with teams across MIPSL and Microsoft, including Risk, Legal, Anti-Money Laundering and Financial Crime, Operations, Product and Engineering.

Responsibilities

Compliance Governance & Risk

• Lead MIPSL’s Compliance governance framework, including decision-making, escalation, issue/action oversight and governance forums.

• Own the Compliance Universe and Compliance Risk Assessment, including Risk Appetite, relevant RCSA activities and emerging-risk assessment.

• Lead Board and Committee reporting, Compliance MI, metrics and KRIs, providing clear insight into material risks, issues and control effectiveness.

Regulatory Management & Engagement

• Lead Regulatory Change Management, ensuring developments are identified, assessed, assigned and tracked through implementation.

• Coordinate governance and oversight of regulatory returns, notifications and submissions.

• Coordinate regulatory engagement, including supervisory requests, reviews and inspections.

• Support licensing, permissions and regulatory-perimeter matters, and oversee associated audit/exam remediation.

Compliance Programmes

• Lead governance and ongoing development of MIPSL’s Fitness & Probity, Consumer Protection, Vulnerable Customer and Conflicts of Interest programmes.

• Ensure programmes remain aligned to regulatory developments, emerging risks and MIPSL’s evolving business model.

Regulatory Advice & Business Change

• Provide senior Compliance advice and independent challenge on material business, product, operational and technology change.

• Partner across the First Line, Risk, Legal, Data, Technology and Group teams to identify regulatory risks and deliver sustainable solutions.

Framework Development & Continuous Improvement

• Play a hands-on role in completing, testing and operationalising the Compliance framework for go-live.

• Drive the continued development of the Compliance framework and operating model, with clear accountabilities and effective second-line oversight.

• Lead opportunities to automate, simplify and scale Compliance governance, risk assessment, regulatory change and reporting.

Qualifications

Required/Minimum Qualifications

• Significant experience in regulatory compliance, compliance risk management or regulatory affairs within a regulated financial services environment, with experience operating at a senior level.

• Strong knowledge of Irish and EU financial services regulation and regulatory expectations, with the ability to translate regulatory requirements into practical governance, risk management and oversight arrangements.

• Demonstrated experience designing, implementing and/or operating Compliance governance and risk-management frameworks, including risk assessment, regulatory change, issue management and management information.

• Experience preparing Board, Committee and senior management Compliance reporting, with the ability to distil complex regulatory and risk matters into clear, decision-focused information.

• Strong experience in Compliance risk assessment, including Risk Appetite, RCSA and/or comparable risk and control methodologies.

• Experience providing regulatory advice and independent second-line challenge in relation to business, product, operational or technology change.

• Strong analytical judgement, with the ability to assess complex regulatory requirements and risk information and reach clear, defensible conclusions.

• Excellent written and verbal communication and stakeholder-management skills, with the ability to influence effectively across senior management, Legal, Risk, Operations, Product and Technology teams.

• Degree, relevant professional qualification or equivalent professional experience.

Additional/Preferred Qualifications

• ACOI/LCOI, ICA or equivalent recognised Compliance, Risk or regulatory qualification.

• Experience within payments, e-money, fintech or banking, ideally within an Irish or EU regulated environment.

• Experience engaging directly with the Central Bank of Ireland and supporting regulatory reviews, inspections or supervisory engagements.

• Experience with Fitness & Probity and the Individual Accountability Framework.

• Experience with consumer protection and vulnerable customer frameworks in regulated financial services.

• Experience managing Regulatory Change and Compliance Universe/obligations-management frameworks.

• Experience with regulatory-perimeter, licensing or permissions-related matters.

• Experience with governance and oversight of outsourcing and/or safeguarding arrangements.

• Experience developing Compliance MI, KRIs, dashboards and data-driven reporting.

• Experience working within a complex multinational or matrixed organisation.

This role may be designated as a Controlled Function under the Central Bank of Ireland Fitness and Probity Regime. Where applicable, appointment will be subject to the relevant Fitness and Probity requirements.

Finance Compliance IC4 - The typical base pay range for this role across Ireland is € 80,000.00 - € 136,400.00 per year. Certain roles may be eligible for benefits and other compensation.

Find additional benefits and pay information here

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This position will be open for a minimum of 5 days, with applications accepted on an ongoing basis until the position is filled.

Microsoft is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship, color, family or medical care leave, gender identity or expression, genetic information, immigration status, marital status, medical condition, national origin, physical or mental disability, political affiliation, protected veteran or military status, race, ethnicity, religion, sex (including pregnancy), sexual orientation, or any other characteristic protected by applicable local laws, regulations and ordinances. If you need assistance with religious accommodations and/or a reasonable accommodation due to a disability during the application process, read more about requesting accommodations.