Senior Registered Compliance Officer - Surveillance

Job Family

Regulatory Compliance

About Us

At Transamerica, hard work, innovative thinking, and personal accountability are qualities we honor and reward. We understand the potential of leveraging the talents of a diverse workforce. We embrace an environment where employees enjoy a balance between their careers, families, communities, and personal interests.

Ultimately, we appreciate the uniqueness of a company where talented professionals work collaboratively in a positive environment — one focused on helping people look forward and plan for the best life possible while providing tools and solutions that make it easier to get there.

Who We Are

We believe everyone deserves to live their best life. More than a century ago, we were among the first financial services companies in America to serve everyday people from all walks of life .

Today, we’re part of an international holding company, with millions of customers and thousands of employees worldwide. Our insurance, retirement, and investment solutions help people make the most of what’s important to them.

We’re empowered by a vast agent network covering North America, with diversity to match. Together with our nonprofit research institute and foundation, we tune in, step up, and are a force for good — for our customers and the communities where we live, work, and play. United in our purpose, we help people create the financial freedom to live life on their terms.

What We Do

Transamerica is organized into three distinct businesses. These include 1) World Financial Group, including Transamerica Financial Advisors, 2) Protection Solutions and Savings & Investments, comprised of life insurance, annuities, employee benefits, retirement plans, and Transamerica Investment Solutions, and 3) Financial Assets, which includes legacy blocks of long term care, universal life, and variable and fixed annuities. These are supported by Transamerica Corporate , which includes Finance, People and Places, General Counsel, Risk, Internal Audit, Strategy and Development, and Corporate Affairs, which covers Communications, Brand, and Government and Policy Affairs.

Transamerica employs nearly 7 ,000 people. It’s part of Aegon, an integrated, diversified, international financial services group serving approximately 23.9 million customers worldwide. * For more information, visit transamerica.com .

Job Description Summary

As a key member of the Compliance Department’s Surveillance team, this individual role independently manages complex compliance activities and contributes to the effectiveness of a broad, evolving compliance program across securities, broker-dealer, registered investment adviser, insurance, anti-money laundering, surveillance, and related financial services functions and regulatory requirements. This role performs complex analysis, identifies issues and trends, recommends practical solutions, and provides guidance to business partners with limited supervision.

Job Description

Responsibilities

• Conduct risk-based surveillance of securities transactions, sales practices, outside brokerage accounts, and employee and registered representative activity, including researching and evaluating exceptions to determine appropriate disposition, escalation, or corrective action.

• Develop and execute complex compliance monitoring, testing, reviews, risk-based assessments and surveillance using established standards and independent judgment.

• Analyze business processes, policies, procedures, communications, transactions, complaints, disclosures, or other assigned activity to identify risks, issues, trends, and control gaps.

• Interpret applicable laws, regulations, regulatory guidance, firm policies, and procedures to provide practical compliance guidance to business partners.

• Perform or oversee complex transaction monitoring, exception reporting, and outside brokerage account surveillance activities, including evaluation of exceptions, documentation of results, and escalation of potential compliance risks with recommended next steps.

• Document findings, recommendations, management responses, and supporting evidence in a complete and accurate manner, including clear documentation supporting surveillance alert dispositions and escalations.

• Coordinate responses to regulatory examinations, regulatory inquiries, internal reviews, audits, investigations, or information requests by gathering, reviewing, and validating information.

• Identify root causes, recurring issues, or emerging risks and recommend sustainable corrective actions or process enhancements.

• Contribute to development and execution of new or enhanced compliance programs, monitoring plans, testing programs, training, tools, and procedures.

• Support business initiatives, regulatory changes, and enterprise projects by evaluating compliance impacts and recommending appropriate actions.

• May provide coaching, training, guidance, or knowledge sharing to less experienced team members.

Qualifications

• Bachelor’s degree in business, legal studies, risk management, compliance or related field

• 5+ years of regulatory compliance, securities, financial services, risk management, internal audit, testing, monitoring, or other relevant experience

• 2+ years of experience supporting broker-dealer, registered investment adviser, insurance, retirement, or investment compliance functions

• FINRA Series 7 and 24 or Series 6 and 26 (dependent on broker-dealer activities); or obtain within 6 months of job entry date

• Strong knowledge of securities and/or advisory products and associated laws, regulations, regulatory expectations, firm policies, and compliance practices

• Experience with regulatory examinations, complaints, surveillance, advertising review, branch inspections, supervisory controls, testing, monitoring, or issue remediation

• Experience performing complex research, analysis, documentation, and issue resolution

• Strong written and verbal communication skills, including the ability to document findings, summarize risks, explain recommendations, and advise business partners and management

• Ability to manage complex assignments with minimal supervision and escalate significant risks or decisions appropriately

• Proficiency using Microsoft Office tools and ability to effectively use compliance, workflow, surveillance, case management, reporting, or document management systems

Preferred Qualifications

• FINRA Series 65 or 66 (dependent on investment advisor support), or other FINRA registrations based on assigned responsibilities.

• Experience with FIS Protegent and/or NFS Wealthscape

Working Conditions

• Office environment

• Hybrid office environment (Tuesday, Wednesday, Thursday)

• Locations: Cedar Rapids, Denver, Philadelphia

• Occasional travel ( Compensation

The Salary for this position generally ranges between $75,000-85,000 annually. Please note that the salary range is a good faith estimate for this position and actual starting pay is determined by several factors including qualifications, experience, geography, work location designation (in-office, hybrid, remote) and operational needs. Salary may vary above and below the stated amounts, as permitted by applicable law.

Applicants must possess legal authorization to work for our company in the U.S. without the need for immigration, sponsorship or otherwise serving as an employer of record for immigration employment purposes. At this time, this role is not eligible for immigration-related employment authorization sponsorship.

This job description is not a contract of employment nor for any specific job responsibilities. The Company may change, add to, remove, or revoke the terms of this job description at its discretion. Managers may assign other duties and responsibilities as needed. In the event an employee or applicant requests or requires an accommodation in order to perform job functions, the applicable HR Business Partner should be contacted