Chief Lending Officer

Job Description:

This is a senior role responsible for managing the overall asset quality of organization, including the factoring division. This individual must build, lead, and motivate staff to perform in a manner that is consistent with the vision and   objectives   of the organization.

Qualifications:   This person should have a bachelor's degree, plus ten years of progressive experience in bank lending, or   the equivalent . Must have   demonstrated   skills in underwriting loans, managing large credits, loan structuring, loan workouts, loan   operations   and servicing, as well as regulatory requirements

Princip al   Responsibilities:

- Lead the team and develop an atmosphere of teamwork, open   communication   and unity. Provide oversight of all services offered. Actively mentor staff and ensure they are trained, evaluated, and motivated to perform their responsibilities in an effective and progressive manner.

- Manage the overall direction of credit administration, including quality control, loan   operations   and loan servicing. Ensuring all activities are conducted efficiently and   effectively   and all staff are held accountable to perform their responsibilities, while supporting business partners.

- Provide support and guidance to the bank presidents and loan officers on credit related issues, focusing on asset quality and healthy growth. Serve as a resource person for others, including Regional Credit Managers and, on occasion, customers,   regarding   application or interpretation of any Policies and Guidelines. This includes providing   appropriate management   of credits that   represent   current or potential risk exposure.

- Actively seek out and engage in technology to   assist   in streamlining processes. Act as a lead on   identified   new   systems,   processes.

- Act as chairperson of the Executive Credit Committee, reviewing large loan requests as directed by the Loan Policy and Guidelines. Serve as the chairperson of the Loan Treasury Committee, setting loan rates throughout the organization.

- Oversee the Allowance for Credit Losses (ACL) levels at the banks and ensure calculations are performed   in accordance with   applicable regulations.

- Responsible for the correction of all deficiencies noted in the internal and external audits and regulatory examinations.   Determine   and   monitor   concentration limits within the loan portfolio.

- Keep abreast of all laws and regulations that   impact   the Company's lending   & factoring   activities. Ensure Loan Policy and Guidelines are   maintained   in a manner that all business loans and factoring   are in compliance with   the applicable laws and regulations.

- Be an active member of the Executive Committee. Responsible for planning and   establishing   broad overall policies, philosophies, and strategies to   attain   current and long-range goals and   objectives   for the organization.

- Act   in accordance with   FBT policies and procedures as   set forth in   the employee handbook.

- Adhere to compliance procedures and   participate   in required compliance training.

Compensation Grade

Salary Grade NON GD

First Bank & Trust is an Equal Opportunity, Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, disability, or status as a protected veteran. Read our complete  Equal Employment Opportunity Policy Statement . Applicants who would like to request reasonable accommodation to the application or interview process should call Human Resources at 800.843.1552 or email  [email protected] .